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GoldCompass

Smart Gold Calculator

How much gold can you buy?

Enter your budget, gold purity, and dealer premium to estimate quantity purchased, your break-even price, and profit/loss at different spot prices.

Educational purposes only — not financial advice. Always consult a qualified advisor before investing.

More gold tools

The calculator above answers the whole question at once. These do one job each, with a worked example and the arithmetic explained.

  • Gold Karat Price Calculator

    What 10K, 14K, 18K, 22K, and 24K gold is worth per gram and per troy ounce at today's spot price.

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  • Gold Unit Converter

    Convert gold weights between grams, kilograms, troy ounces, ounces, pennyweight, and tola — with the value of each.

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  • Gold Break-Even Calculator

    How far the gold price has to rise before a purchase at a given dealer premium returns your money.

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  • Gold Profit & Loss Calculator

    Entry price, exit price, and quantity in — profit or loss in dollars and percent, after buying and selling costs.

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How this calculator works

  • Quantity: budget ÷ (spot × purity × (1 + premium%)). Dealer price per item troy oz = spot × purity factor × (1 + premium).
  • Break-even: spot × (1 + premium%). The premium is the minimum price rise needed to recover your investment when selling at spot.
  • P/L scenarios: assumes you sell pure gold equivalent at the given spot price with no sell-side commission. Actual returns depend on market conditions, taxes, storage costs, and the dealer's buy-back spread.
  • 1 troy oz = 31.1035 grams. Spot price source: CoinGecko (PAX Gold proxy).